In 2015, I only managed to save $8,800 which is below my expectation. I shall not elaborate the reason for not being able to hit my target. If you have been reading on my blog, you should have know more about me and my commitment. My compound saving for 2015 stands at $12,918.46 which comprises of a one-off saving of $2,987.48 from 2014 and $1,051.10 of dividend I made from the stock market in 2015. This translated to 8.86% yield which had surpassed my initial plan of 7%.
Moving forward in 2016, I will still try my best to save $10k. This will depend on the bonus I will be getting and hopefully there is a promotion in July which can boost my saving plan. Beside saving and invest for income, I will also explore on other stream of passive income to boost my saving such as earning income from advertisement by writing blog ("If my blog can clock higher traffic from readers") or be an Uber driver.
In 2014, I had participated 3 charity events in helping to deliver dry foods and basic necessities stuff to the needy and old folks home. In 2015, I only managed to participate 1 charity event due to my tight schedule. So for 2016, I hope to at least participate 2 charity events to contribute back to the society in helping the needy.
| Year | Age | Proposed Yearly 10k Saving | 7% Dividend Based on Compound Saving | Actual Saving | Compound Saving |
| 2015 | 37 | $10,000 | $10,700.00 | $8,800 | $12,918.46 |
| 2016 | 38 | $20,000 | $22,149.00 | - | - |
| 2017 | 39 | $30,000 | $34,399.43 | - | - |
| 2018 | 40 | $40,000 | $47,507.39 | - | - |
| 2019 | 41 | $50,000 | $61,532.91 | - | - |
| 2020 | 42 | $60,000 | $76,540.21 | - | - |
| 2021 | 43 | $70,000 | $92,598.03 | - | - |
| 2022 | 44 | $80,000 | $109,779.89 | - | - |
| 2023 | 45 | $90,000 | $128,164.48 | - | - |
| 2024 | 46 | $100,000 | $147,835.99 | - | - |
| 2025 | 47 | $110,000 | $168,884.51 | - | - |
| 2026 | 48 | $120,000 | $191,406.43 | - | - |
| 2027 | 49 | $130,000 | $215,504.88 | - | - |
| 2028 | 50 | $140,000 | $241,290.22 | - | - |
| 2029 | 51 | $150,000 | $268,880.54 | - | - |
| 2030 | 52 | $160,000 | $298,402.17 | - | - |
| 2031 | 53 | $170,000 | $329,990.33 | - | - |
| 2032 | 54 | $180,000 | $363,789.65 | - | - |
| 2033 | 55 | $190,000 | $399,954.92 | - | - |
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