31 December 2022

Financial Review 2022

 What I had achieved in Year 2022.

1) I was promoted in Jan 2022. In terms of financial space, this year is a terrible year for all investors! My portfolio was down -55.62% for the entire whole of 2022 due to rising interest rate, high inflation and the war between Russia and Ukraine. Another setback is also due to I have shifted my investment from dividend investing to growth investing. Growth and Technology stocks were badly beaten and some more they do not give out dividend which might be a lesser pain.

2) In terms of health, I had clocked in 102,000m of swimming for 2022. An average of 2000m per week. Health has significantly improved for this year as I do not have any MC except for the 1 week of home leave due to infected of COVID on 13 Jul 2022.

3) Moving forward for 2023, I will start to go back to dividend investing while still keeping in tact my growth investment. I will not add any more or DCA into my growth investment. Let it recover on its own as this is for long term. Hope it will eventually breakeven sooner than later. If not, this will greatly impact my faith in investment after all these years.

That's all for 2022. A simple short write-up of my achievements in 2022.