Once your investment dividend return is able to cover your expenses, you can safely declare yourself financial freedom and get out of your rat race. Have did you think through what you are going to do next after leaving your job? Many will give yourself a good break by going for a deserved holiday. But what's next after your holiday?
I was on medical leave for 2 days after a hectic work schedules for the past few weeks. The 2 days break was indeed a good break. Beside resting on my bed after taking some medication, I also spend my day looking at stock market looking for opportunity and reading market news. I began to ponder, since I am already financial freedom, why do I need to keep on looking at the stock market? Do I need more money? My expenses are already covered by my dividend. Suddenly, there is a lost in direction.
Readers will say aiya you will know what to do when you are free to do anything but I beg to differ. What if I achieve financial freedom earlier than expected? I still got a good 20-30 years down the road till the day I lie in the coffin. I should plan what I am going to do after achieving financial freedom, if not I will be living a life meaningless without a aim.
After some thoughts, here are my plans. I will still continue to work if my health permit me to do so. I would like to continue contributing to the economy. But I will opt to work for shorter hours. Don't need to work so hard lah, just work to pass time. Then use the income to go for holidays with my spouse. Afterall, we need to enjoy ourself after working for so hard for so many years in our career and upbringing our children. Time spent on the market will definitely be lesser as I do not need so much money anymore. Ouch! Who throw eggs on me! Where got people 闲钱多?
