Review and Reflection for 2016

As the year is going to end in 4 days time, let's review and reflect what I had achieved for the year. First of all, let's look at my resolution for 2016 post here, whether I had accomplished or I can continue working on it for the coming new year.

First in the list is to actively writing on my blog by setting a target of 52 posts in a year. Including this post, I had published 51 posts which is short of 1 post. Quite a sense of achievement that I had made for this year as compared to only 11 posts in 2015 and 45 posts in 2014. Whether I will continue to write more for the next year, I believe I will still continue to write as long as I have the eager to write.

Second in the list is to save more than S$10k in 2016. For this, I had failed to achieve yet again. There is simply too many expenses that I had to spend on the family. A family vacation to the Japan and the failure to increase my active income, only 3% increment this year and no promotion. Stock Investment passive income for this year is great, 12.3%. However it only covered a portion of my Japan holiday. I had to reflect on this area and brainstorm how I can improve for 2017.

Third in the list is to exercise regularly and have BMI of below 25. For this area, I had clocked a total running distance of 194km for the whole year and managed to lose 2.5kg. BMI sitting at 25.03 as compared to 25.33 for 2015. Well not too bad actually. I will continue to work hard on it for next year. That's sum up what I had achieved for 2016.

December 2016 Portfolio Update

Stock Name	No of Shares	Current Price	Total Value
Frasers Centrepoint Limited	10000	$1.545	$15,450
AIMS AMP Capital Industrial REIT	3000	$1.29	$3,870
Frasers Logistics and Industrial Trust	2000	$0.915	$1,830

Capital Invested	$20,808
Current Market Value of Portfolio	$21,150
Total Dividend Collected 2016	$1,026.40
Total Capital Gain 2016	$1,339.09
Total Investment Gain 2016	$2,365.49

I hadn't been updating my blog for quite some time due to my hectic work schedule recently as I had been assigned to take on a higher role. But that does not stop me from monitoring the movement in the market.

This year had been a great year for me. I had made quite a far bit from trading as you can see I had a total capital gain of $1,339.09 as compared to a total dividend collected of $1,026.40 for the whole year. There are some misses and there are some great profits taken off the table before the price falls. The greatest miss I made is to sell my DBS too early, if not I will be rewarded handsomely. Key point taken from this episode is not to time the market. Go with the flow, when the price keep shooting up, wait for it to stablise before making the decision to keep or sell. The greatest profit taken off the table is Keppel Corp. I had made quite a couple of trades on Keppel Corp and my last trade on selling Keppel Corp is at $6.20 when OPEC gave a surprise shock to the market by cutting down on oil production. Now it is trading at $5.83 based on today closing.

I knew as a value investor, we should not be trading frequently or time the market to make some quick bucks. But when the opportunity arises, I feel we should seize it to bring more values to build our portfolio. All in all, total gain for my tiny portfolio in 2016 is $2,365.49.

Moving forward in 2017, I will adopt the value investor strategy to buy and collect dividend. As i will be more busier next year, given the higher role and responsibility assigned. I had lesser time to monitor the movement of the market. Let's see whether this strategy rewards me better or not.